Financial & Insurance

Affordable Dental Care in Mckinney and Frisco

At PearTree Dental & Orthodontics, we understand that it can be difficult to find quality dental care at a cost that fits your budget. Our goal is to remove financial barriers so that you and your family can get the excellent care you need and want when you need it.

We gladly accept cash, debit cards, and most major credit cards. We happily accept CareCredit℠ patient financing, too, which works just like a credit card for your health care, and you can easily apply online.

Dental Insurance

Our McKinney Dental office is insurance friendly and in-network for most PPO plans.

Have a question about insurance?

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Payment Options

We collect your insurance information, outline your estimated coverage, and fill out all necessary paperwork for you. We accept and file most dental insurance, even ones not listed above, so please contact us about your plan! Insurance companies change frequently, so we’re constantly updating our coverage. We look forward to hearing from you so we can provide you with accurate and detailed information regarding your insurance and how we can help you maximize your benefits.

Flexible Spending Account (FSA) and Health Savings Account (HSA)

  • Savings account to pay out-of-pocket costs
  • Can use FSA if set-up by employer
  • Can utilize HSA if enrolled in compatible health plan

In-House Dental Membership Plan

  • Includes two comprehensive exams and all necessary X-rays as well as two cleanings
  • Enjoy 20% all other services
  • Membership costs $249/adult, $149/each additional adult (must be immediate family member), and $99/child per year

We offer many options to pay for your dental care. Cash, checks, debit and most major credit cards, as well as Flexible Spending and Health Savings plans are accepted. We have flexible financing options, too, so we can work with you to find a payment plan solution that fits your needs and budget. Our office staff will assist you in applying for any dental payment plan

CareCredit® Financing

PearTree Dental & Orthodontics

With CareCredit® you can finance your dental treatment with $0 down, no annual membership fees, and no pre-payment penalties. CareCredit offers a full range of flexible monthly payment plans, so you can find one that works well for you and your budget. As a revolving line of credit, it can be used by your whole family for ongoing treatment without the need to reapply, so you can reserve your consumer credit cards for household or unplanned expenses. Instant credit decisions, high approval rates, and sufficient credit lines allow patients to immediately schedule treatment.